Medicare Part C, also known as Medicare Advantage, is an alternative to Original Medicare (Part A and Part B) that is offered by private insurance companies approved by Medicare. Medicare Advantage plans typically include all of the benefits of Original Medicare, as well as additional benefits, such as prescription drug coverage, vision, dental, and hearing benefits, and wellness programs.
In addition to the standard benefits offered by Original Medicare, Medicare Advantage plans may include coverage for:
- Prescription drugs: Many Medicare Advantage plans include prescription drug coverage, also known as Medicare Part D.
- Vision, dental, and hearing benefits: Many Medicare Advantage plans offer additional benefits for dental, vision, and hearing services that are not covered by Original Medicare.
- Wellness programs: Many Medicare Advantage plans offer wellness programs and fitness benefits, such as gym memberships and exercise classes.
- Out-of-pocket maximums: Medicare Advantage plans typically have an annual out-of-pocket maximum, which can help protect you from unexpected medical costs.
It’s important to note that Medicare Advantage plans have different costs and coverage rules than Original Medicare, so it’s important to carefully review and compare plan options to determine which plan is right for you.